Annual Report for the financial year 2024-2025. Click here to download
| Financial Data | Rs in crore | ||
| Comparison Years | 2023-24 | 2024-25 | Progress |
| Head Of Account | Audited | Audited | in% |
| SHARE CAPITAL | 59.69 | 60.02 | 0.55% |
| DEPOSITS | |||
| Savings Deposits | 214.29 | 225.00 | |
| Current Deposits | 8.11 | 7.30 | |
| Term Deposits | 875.43 | 913.47 | |
| Thrift Deposits | 100.34 | 110.25 | |
| TOTAL | 1198.17 | 1256.02 | 4.83% |
| LOANS | |||
| Surety Loans | 475.41 | 520.41 | |
| Education & Marriage Loans | 0.09 | 0.02 | |
| Vehicle Loans | 6.34 | 4.49 | |
| Special Loans | 190.71 | 161.05 | |
| Jewel Loans | 94.21 | 84.90 | |
| Home Loans | 118.03 | 103.19 | |
| Other Loans(LOD,SPLF,TDL,Staff) | 11.03 | 12.90 | |
| TOTAL | 895.82 | 886.96 | -0.99% |
| INVESTMENTS | |||
| DCC Banks | 10.00 | 22.00 | |
| Commercial Banks | 58.34 | 53.29 | |
| Central Govt Securities | 21.73 | 11.82 | |
| State Govt Securities | 272.00 | 281.42 | |
| Other Approved Securities | 0.00 | 0.00 | |
| Others | 16.04 | 15.32 | |
| TOTAL | 378.11 | 383.85 | 1.52% |
| INCOME / EXPENSES | |||
| Total Income | 105.47 | 111.63 | 5.84% |
| Interest Paid | 75.47 | 82.95 | 9.91% |
| Gross Income | 30.00 | 28.68 | -4.40% |
| Establishment/Contingent Charges | |||
| Salary and Allowances to Staff | 3.48 | 3.96 | |
| Provident Fund | 0.32 | 0.35 | |
| Leave Encashment/Gratuity | 0.00 | 0.24 | |
| Medical,Uniform Expenses | 0.09 | 0.14 | |
| Ex-Gratia/Bonus Payments | 0.41 | 0.44 | |
| LCS Contract/Apprentice Payments | 0.82 | 0.80 | |
| Taxes, Insurance, Rent, Lighting | 3.01 | 2.82 | |
| Postage, Telephone, WAN Line | 0.06 | 0.05 | |
| Repairs and Depreciation | 0.33 | 0.23 | |
| Stationery, Printing, Advt. | 0.57 | 0.43 | |
| GB Expenses | 1.23 | 1.21 | |
| GOI Premium Amortized | 0.18 | 0.25 | |
| ATM/Computer AMC | 0.10 | 0.09 | |
| Provisions | 5.47 | 4.99 | |
| Conveyance | 0.03 | 0.02 | |
| Towels, Hospitality | 0.01 | 0.01 | |
| Core Banking System(CBS) | 0.11 | 0.12 | |
| Other Expenses | 0.72 | 0.71 | |
| TOTAL | 16.94 | 16.86 | -0.47% |
| Profit Before Tax | 17.25 | 16.07 | -6.84% |
| Income Tax | 4.20 | 4.25 | 1.19% |
| Profit After Tax | 13.05 | 11.82 | -9.42% |
| PROFIT DISTRIBUTION | |||
| Dividend Payable@14% | 8.34 | 8.26 | |
| Statutory Reserves-20% | 2.61 | 2.36 | |
| Cooperative R&D-3%+Edn.Fund 2% | 0.65 | 0.59 | |
| Other Funds/Reserves | 1.45 | 0.61 | |
| TOTAL | 13.05 | 11.82 | -9.42% |