Annual Report for the financial year 2024-2025. Click here to download
| Financial Data | Rs in crore | ||
| Comparison Years | 2024-25 | 2025-26 | Progress |
| Head Of Account | Audited | Audited | in% |
| SHARE CAPITAL | 60.02 | 63.05 | 5.05% |
| DEPOSITS | |||
| Savings Deposits | 225 | 241.06 | |
| Current Deposits | 7.3 | 6.94 | |
| Term Deposits | 913.47 | 958.1 | |
| Thrift Deposits | 110.25 | 123.54 | |
| TOTAL | 1256.02 | 1329.64 | 5.86% |
| LOANS | |||
| Surety Loans | 520.41 | 614.9 | |
| Education & Marriage Loans | 0.02 | 0.02 | |
| Vehicle Loans | 4.49 | 3.85 | |
| Special Loans | 161.05 | 124.6 | |
| Jewel Loans | 84.9 | 74.19 | |
| Home Loans | 103.19 | 85.94 | |
| Other Loans(LOD,SPLF,TDL,Staff) | 12.9 | 15.1 | |
| TOTAL | 886.96 | 918.6 | 3.57% |
| INVESTMENTS | |||
| DCC Banks | 22 | 61.01 | |
| Commercial Banks | 53.29 | 93.9 | |
| Central Govt Securities | 11.82 | 11.81 | |
| State Govt Securities | 281.42 | 301.26 | |
| Other Approved Securities | 0 | 0 | |
| Others | 15.32 | 15.5 | |
| TOTAL | 383.85 | 483.49 | 25.96% |
| INCOME / EXPENSES | |||
| Interest Received | 107.46 | 114.89 | 6.91% |
| Interest Paid | 82.95 | 87.83 | 5.88% |
| Total Income | 111.63 | 117.59 | 5.34% |
| Establishment/Contingent Charges | |||
| Salary and Allowances to Staff | 3.96 | 3.11 | |
| Provident Fund | 0.35 | 0.31 | |
| Leave Encashment/Gratuity | 0.24 | 0.22 | |
| Medical,Uniform Expenses | 0.14 | 0.07 | |
| Ex-Gratia/Bonus Payments | 0.44 | 0.46 | |
| LCS Contract/Apprentice Payments | 0.8 | 0.78 | |
| Taxes, Insurance, Rent, Lighting | 2.82 | 3.07 | |
| Postage, Telephone, WAN Line | 0.05 | 0.06 | |
| Repairs and Depreciation | 0.23 | 0.23 | |
| Stationery, Printing, Advt. | 0.43 | 0.49 | |
| GB Expenses | 1.21 | 1.22 | |
| GOI Premium Amortized | 0.25 | 0.19 | |
| ATM/Computer AMC | 0.09 | 0.08 | |
| Provisions | 4.99 | 5.87 | |
| Conveyance | 0.02 | 0.02 | |
| Towels, Hospitality | 0.01 | 0.02 | |
| Core Banking System(CBS) | 0.12 | 0.32 | |
| Other Expenses | 0.71 | 1.04 | |
| TOTAL | 16.86 | 17.56 | 4.15% |
| Profit Before Tax | 16.07 | 16.3 | 1.43% |
| Income Tax | 4.25 | 4.1 | -3.53% |
| Profit After Tax | 11.82 | 12.2 | 3.21% |
| PROFIT DISTRIBUTION | |||
| Dividend Payable@14% | 8.26 | 8.52 | |
| Statutory Reserves-20% | 2.36 | 2.44 | |
| Cooperative R&D-3%+Edn.Fund 2% | 0.59 | 0.61 | |
| Other Funds/Reserves | 0.61 | 0.63 | |
| TOTAL | 11.82 | 12.2 | 3.21% |